Queens Lawyer Who Sues Insurance Companies
If you or someone you know had problems getting compensation from your insurance company in Queens, we can help. Over the years, the Queens attorneys at Sullivan & Galleshaw, LLP have gained extensive experience handling claims against greedy insurance companies on behalf of their policyholders. Thanks to our knowledge, we are able to provide you with the quality legal assistance you deserve during your time of need.
Many insurance companies will try to maximize revenues and avoid losing money or resources. This may include denying your claim in the process. However, we can help you identify whether you have a cause of action against your insurance company and make sure you can have a fighting chance at getting the compensation you deserve for your losses. To learn more about all of our services in a free, confidential consultation, call our law offices today at (877) 311-4878.
Filing a Lawsuit Against My Insurance Company in Queens, NY
As an insured policyholder, you’d expect your insurance company to help you in the event of an accident, injury, or property damage in Queens. However, this is not necessarily the case. Many times, policyholders see themselves in a situation where their insurance companies may not provide them with the assistance they need.
Moreover, trouble with an insurance company is not limited to your insurer; it may also involve a third-party insurance company. For instance, many insurance companies may not be willing to cooperate and provide you with the assistance you need after an accident caused by a third party. Under such a situation, you may wonder what you can do to get the compensation you need after your losses.
Fortunately, you may have the chance to file a claim against your insurer or a third party’s insurance company if they refuse to provide their assistance. As you may know, your insurer has many obligations towards you – the policyholder. Their obligation(s) is born by virtue of a legally binding contract in which you agree to pay a fee in exchange for their coverage. As such, every insurer has to abide by fair trade practices and principles of good faith.
The problem is that not all insurance companies play by the rules and often look for loopholes in order to maximize revenue and avoid paying “too much” to their policyholders. There are many ways insurance companies can try to avoid their duty to you. If you or someone you know has faced problems getting assistance from your insurance company or the insurance company of a third party, we can assist you. We can help you fight for the compensation you deserve and need.
Reasons Why I Can File a Claim Against an Insurance Company
As we mentioned before, insurance companies owe their services to their policyholders. However, not every insurance company is always willing to play fair. There are many ways you can identify whether an insurance company is trying to avoid providing their assistance.
For instance, unfair insurance practices can manifest through an unnecessary delay in an insurance inquiry. When you file a claim with your insurance or a third-party’s insurance company, they have the responsibility to make an investigation within a reasonable timeframe. Unfortunately, many insurance companies delay their investigations and may provide their claimants with little or no information about their claims.
Another way to identify “foul play” from an insurance company in Queens is their refusal to pay for your claim. It may seem unreasonable or unfair, but many insurance companies may refuse to pay their policyholders, even when it is clear that they are entitled to their compensation. Under these circumstances, you have the right to file a claim against the insurance company in order to recover the compensation you need to cover your losses.
Many insurance companies may deny your claim without offering sufficient or adequate reasons. Insurance companies are expected to perform investigations on every claim and provide a satisfactory explanation to a policyholder when denying their claim. An insurance company cannot only say “sorry, your claim is denied” and expect their policyholder to accept it. Moreover, approving or denying a claim must be made within a reasonable period. Insurance companies cannot leave a policyholder waiting until “they feel like” it’s time to approve or deny a claim. Under such circumstances, you may also have the opportunity to file a claim against your insurer.
Types of Claims You Can File Against an Insurance Company in Queens
Many times, you can file one of two main types of claims against an insurance company: breach of contract claims and bad faith claims. Breach of contract claims arises in situations where one of the contracting parties fails to comply with one or more stipulations the parties agreed on. Insurance is nothing more than a contract between an insurer and the policyholder. As such, both parties agree to keep their end of the bargain. In other words, the policyholder agrees to pay the fees agreed upon on the contract, and the insurance company agrees to provide their services as required in the contract.
Bad faith claims – on the other hand – happen as a result of actions that favor the insurance company and burdens the policyholder. For instance, an insurance company engages in bad faith practices when it requires its insured to provide extensive amounts of documentation or evidence to sustain their claim. Under any of these circumstances, a policyholder may take action and file a claim to get the compensation they need.
Our Queens insurance company lawsuit lawyers can help you file your claim against the insurance companies that tried to take advantage of your situation. You have six years to file a claim against your wrongdoers. While this may seem like a long time to file a lawsuit, time is essential to have a successful claim.
Queens Lawyer Who Sues Insurance Companies Offering Free Consultations in New York
If you or someone you know had problems getting rightful compensation from their insurance company, we can help. At Sullivan & Galleshaw, LLP, we understand the frustration and sense of hopelessness you can feel while facing a greedy insurance company. That is why we dedicate all of our efforts to fight aggressively and strategically to get the compensation you deserve. Call our law offices today and schedule a free, confidential consultation with one of our Queens lawyers who sue insurance companies. Our phone number is (877) 311-4878.